How Surveillance Systems Save Money on Insurance

In today's world, security is more important than ever. Whether you're a business owner or homeowner, you need…

Nov 14

How Surveillance Systems Save Money on Insurance

In today's world, security is more important than ever. Whether you're a business owner or homeowner, you need to make sure that your property is safe and secure. Unfortunately, some choose to avoid implementing essential defense measures because they are concerned with the cost of setup and maintenance. Proactive surveillance can actually save property owners money over time in a variety of ways. One of the most unexpected benefits of investing in security monitoring is the potential discount on insurance. At ArcEye Property Defense, we help property owners improve their security with help from our advanced proactive video surveillance and virtual guards. If you've been putting off the safety of your household or business, consider the following financial advantages before making a final decision.

Can Proactive Video Monitoring Provide a Discount on Insurance?

Proactive video systems are designed to reduce incidents by catching problems before they occur. When cameras are set up in public locations, they can detect dangerous situations and alert security personnel before a crime is committed, which means fewer issues. In other words, advanced video monitoring systems can help keep your business or home safer and lower your insurance rates. Many insurance companies recognize these benefits and offer discounts on premiums each year. While these offers will vary based on the provider and the policy, it's important to ask your agent what discounts may be available for you.

Choosing the Right Security System for Maximum Savings

There's no doubt that surveillance systems can help property owners save money on insurance, but the amount depends on the type of system you have and what sort of discount your insurer will offer. There are two main types of video surveillance systems: proactive and reactive. Reactive systems are those that record footage that is typically viewed after something has happened. This can be useful if you want to identify suspects or understand the cause of property damage, but it doesn't do much to prevent incidents. Proactive systems enable you to see what is happening in real-time on your property, even if you're not there. Systems like those utilized by ArcEye Property Defense go even further by implementing innovative technology that can detect unusual behavior and activity and alert owners, managers, and authorities to potential issues before an emergency. Since proactive systems offer a lot of additional benefits, insurance discounts may be higher than if using conventional security cameras.

Other Ways That Surveillance Can Help Property Owners Save Money

While insurance discounts are a great way to put more money in your pocket, it is only one of many incredible ways that advanced surveillance systems can help homeowners and businesses save. Here are just a few of the most common ways that using proactive monitoring can be financially beneficial:

Prevents vandalism and property destruction
Limits internal theft and shoplifting
Reduces liability from lawsuits due to injuries or wrongful death
Alerts property owners to other dangers like fires or floods
Increases value of the business or property due to improved security measures
Commercial enterprises can save big on payroll by using virtual guards rather than paying a large security staff

Do You Need Proactive Video Monitoring for Your Business?

If you're looking to reduce your premiums and increase your security at the same time, contact the team at ArcEye Property Defense. We'll help you find the perfect solution for your unique needs and budget.